Pay Your Electricity Bill at an ATM or Bank Branch in Pakistan
What it is. Most Pakistani bank ATMs include a 'Bills Payment' menu wired into 1Link, and every branch counter accepts cash for any utility bill via a deposit slip.
Step by step
- Insert your ATM card and enter PIN.
- Select 'Bills Payment' → 'Utility' → 'Electricity'.
- Choose your DISCO and enter your 14-digit reference number.
- Confirm the amount and complete. Collect the printed slip.
- For a branch counter: hand the paper bill and cash to the teller; they stamp the bill and hand back the consumer copy.
Pros and cons
Pros:
- Works when you do not have a smartphone or data.
- Paper stamp on the bill is accepted by any DISCO office.
- Cash-pay at branch counter is still supported nationwide.
Cons:
- ATM cash withdrawal limits do not apply, but transaction timeouts can if you pause.
- Branch counters have business hours; a 24/7 ATM or app is faster.
Frequently asked questions
Which ATMs can I use?
Any ATM displaying the 1Link logo accepts bill payments. That covers essentially every bank ATM in Pakistan.
Can I pay someone else's bill?
Yes. A bill is identified by reference number, not consumer name. Friends and family commonly pay each other's bills.
Other ways to pay
- How to Pay Your Electricity Bill on JazzCash — Step by Step
- How to Pay Your Electricity Bill on Easypaisa — Step by Step
- Pay Your Electricity Bill from Any Pakistani Bank App (HBL, Meezan, UBL, MCB, ABL, BAF)
- Pay Your Electricity Bill Through 1Link, Pakistan's Bill Payment Network
Start by getting your bill from the bill checker, then open your preferred channel. Need help understanding the amount? Read the tariff guide.